Standard Chartered Bank offers credit cards that suit various needs including travel, shopping, cashback, fuel, utility bill payments and much more. By using the right card, you can save big in the form of rewards, cashback or direct discounts with select brands.
To help you make an informed decision, we’ve also included card reviews and an opinion as to why you should choose one of these cards. Get a detailed review of Standard Chartered Credit Card along with Standard Chartered Credit Card Benefits and their complete details here.
Standard Chartered Credit Card Benefits
Some of the most popular Standard Chartered Bank Credit Cards are SCB Manhattan Platinum, SCB Platinum Rewards, SCB Super Value Titanium and SCB DigiSmart Credit Card. These top Standard Chartered credit cards are detailed below.
Top Standard Chartered Bank Credit Cards
Standard Chartered Bank credit cards offer a host of benefits and features including instant rewards, cashback offers, discounts, reward points redemption for air miles, good life programs, easy EMIs, and much more to benefit customers from all walks of life.
| Credit Card | Annual Fee | Benefits |
|---|---|---|
| DigiSmart Credit Card | Rs. 588 | Purchase benefits |
| Platinum Rewards Credit Card | Rs. 3,000 | Fuel rewards |
| Smart Credit Card | Rs. 5,988 | Cashback benefits |
| Manhattan Platinum Credit Card | Rs. 11,988 | Cashback benefits |
You have to choose a card that offers you rewards according to your spending habits. Take a look at a comparison of different cards, and find the ideal one for you.
Credit Card Categories – Types of Credit Cards Offers in India
Some of the main categories of credit cards are cashback, shopping, travel, fuel and lifestyle. Based on these, Standard Chartered has a wide range of credit cards to offer, designed to enrich your lifestyle.
Ultimate Card
The Ultimate Credit Card gives you 3.33% value on all your spending, along with complimentary access to premier golf courses and airport lounges, adding to your premium lifestyle.
Ultimate Credit Card Benefits
- Ultimate Rewards: Earn 5 reward points on every Rs 150 spent and get the maximum benefit with 1 reward point equal to Rs 1.
- Travel Benefits: 5% cashback on duty free spend and access to over 1000 airport lounges across the world.
- Foreign Currency Markup: Enjoy a low foreign currency markup fee of 2% on all foreign currency transactions.
- Lifestyle Benefits: Get free access to the country’s premier golf courses.
Digi Smart Credit Card
With one swipe of DigiSmart Credit Card, you can get 20% off at Myntra, 10% off at Grofers, 10% off at Zomato and ‘Buy One Get One’ movie ticket offers at Inox! You also enjoy a great cashback of 15% on Ola cab bookings and discounts on both international and domestic flight tickets.
Detailed benefits of DigiSmart Credit Card
- Myntra Fashion Offer: 20% off at Myntra with no minimum spend. Valid on 1 transaction per month up to maximum discount of Rs.700. ,
- Best Shopping Credit Card for Online Groceries: Key in promo code DIGISMART and get 10% off at Grofers with no minimum spend. This offer is valid for five transactions per month, with a maximum of Rs 1,000 monthly discount. ,
- Zomato Food Order Offer: Promo code DIGISMART will give you 10% discount on Zomato orders with no minimum spend. Valid for 5 transactions per month with max discount of INR 150 per transaction. ,
- Free Movie Tickets at Inox: Buy Free One Get One (BOGO) Movie Tickets at Inox on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of Rs.200 per transaction.
Manhattan Credit Card
Manhattan Credit Card gives you dual benefits – Cashback and Rewards. You get 5% cashback and 3x rewards on every second purchase at supermarkets.
Manhattan Credit Card Benefits
- 5% Cashback at Supermarket
- 3x Rewards: Get 3x Rewards when you use your credit card for all other spends.
- The Good Life Program: Enjoy a range of discounts and offers with the Standard Chartered Good Life Program on your credit card.
- Offers & Discounts: Enjoy a range of offers and discounts on shopping, travel etc with special offers on your card.
Super Value titanium cashback credit card
Super Value Titanium Cashback Credit Card saves a good deal of your monthly expenses with 5% cashback on your fuel bills, telephone bills and utility bills. You can also earn reward points on all other expenses.
Benefits of Super Value Titanium credit card
- 5% cashback on fuel: You are eligible for 5% cashback on fuel spend up to Rs.200 per month at all fuel stations (maximum cashback Rs.100 per transaction). All transactions worth Rs 2,000 or less are eligible for cashback.
- 5% Cashback on Phone Bills: Get 5% cash back on your telephone bills for any transaction above Rs 750 (Maximum cashback Rs 100 per transaction). Max cashback available per month is INR 200.
- 5% Cashback on Utility Bills: Get 5% cashback on your utility bill payments. The minimum transaction amount is Rs 750 only (maximum cashback Rs 100 per transaction) and the maximum cashback amount you can get per month is Rs 100.
- Rewards on other spending: For every INR 150 you spend on all other spending using your credit card, you get 1 reward point. Redeem Reward Points to indulge yourself with vouchers, discounts and other incredible offers from our catalogue.
- For Premium Banking Customers: Valued Premium Banking customers can enjoy the complimentary Super Value Titanium Credit Card which comes with a complimentary Priority Pass membership.
- No physical interaction required: Get instant approval on your application and even complete your KYC online through video.
Emirates World Credit Card
You really don’t need a reason to travel the world and the Emirates World Card is all about making this dream a reality. From now onwards, you can earn 6 Skywards Miles on every Rs 150 spent on Emirates.com and 5% cashback on every duty free purchase. Go ahead and travel in style with your convenient access to international and domestic airport lounges, golf privileges and complimentary overseas insurance!
Platinum Rewards Credit Card
The platinum rewards credit card is the key to smart spending. With this card you earn 5x reward points on every Rs 150 spent on dining and fuel and 1x reward points for any other purchases. You can enjoy offers and discounts on shopping, fine dining, travel and more.
Detailed benefits of Platinum Rewards Card
- 5x Reward Points: The Platinum Rewards Card lets you earn 5 Reward Points for every Rs 150 spent on dining and fuel with no monthly limit on rewards earned. T&C apply.
- 1x Reward Point: Earn 1 Reward Point for every Rs 150 spent on all other categories with the Best Rewards Credit Card by SC. T&C apply.
- No physical contact required: Get instant approval on your application and even complete your KYC online through video.
Priority Visa Unlimited Credit Card
The Priority Visa Infinite Credit Card is our way of saying thank you to all Priority Bank customers. Customers are entitled to all the unique rewards programs and complimentary benefits of this card. This card will also allow you to include it with the Priority Pass membership, opening the doors to airport lounges at over 1000 airports around the world.
Standard Chartered Bank Credit Cards Features
Some of the important features of Standard Chartered Credit Card include:
- Video KYC verification and Virtual Credit Card ensures that you can apply for a Standard Chartered Credit Card from the comfort of your home and get instant approval
- Get incredible deals on dining, shopping, travel, etc. with the Good Life Program
- In case of large expenses of more than ₹2000, you can convert them into EMIs using online banking
- Redeem rewards from a variety of popular brands
- Avail Contactless Credit Cards for faster checkout and hassle-free transactions
- Get a loan up to ₹5,00,000 on your credit card with convenient tenures
- Avail balance transfer up to ₹5,00,000 from another bank’s credit card at attractive interest rates
- Avail balance transfer on EMIs with zero processing fees
Standard Chartered Bank Credit Cards Benefits
- Convert your purchases into EMIs: Pay for any purchase above Rs 5,000 in monthly installments with Kuch Bhi on EMI facility. Get affordable interest rates, 1% processing fee, tenure ranging from 6 months to 4 years and no pre-closure charges.
- Pay your outstanding balance in installments: You can repay the outstanding amount on your card in installments at the rate of 1.49% per month and there is no processing fee. You can convert your balance amount up to Rs 5 lakh from tenure 6 months to 5 years.
- Balance Transfer to repay outstanding balance: Transfer outstanding amount from other cards to your SCB card and save on interest payments. You can transfer up to Rs 5 Lakh at an interest rate of 0.99% per month for the first 6 months.
- Loan on your card: Up to Rs. Get a loan up to Rs 7.5 lakh. These loans come at low interest rates and require no documentation.
- Online & Mobile Bill Payment: Pay your bills with on-the-go online and mobile banking. This way you can make sure that you don’t miss the payment due date.
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Standard Chartered Credit Card FAQS
How long will I have to wait to receive my new credit card?
Once you complete the application process, it typically takes 7 to 15 working days to receive your card, pending verification and approval. The waiting period varies from applicant to applicant and may take longer than 15 days.
How do I receive a replacement card?
You need to log in to SCB’s online banking
Request for New Card. If your old card has been stolen or lost, you must first inform the bank to block it. This will ensure that no fraudulent transactions have been made using that card.
Is there any age limit for applying for credit card?
Yes, only people above the age of 21 years can apply for the card. You must have a steady income and a favorable credit report to be eligible. The upper age limit is 65 years for applicants for most cards.
Could I get a card for my family?
Yes, you can request the Bank to approve add-on cards which can be used by family members. A percentage of your credit limit will be devoted as an add-on card limit.
What is the minimum amount I must pay every month?
The minimum amount you will be required to pay every month is Rs 250 or higher of any of the following:
5% of the total balance including your add-on cards.
The sum of all EMIs on the card, interest rate, amount used over the limit, other charges and fees, and 1% of the principal amount.
How Do I Get a Credit Card from Standard Chartered?
The Standard Chartered Credit Card is not currently available on the Finserv Markets website. You can apply online for the Standard Chartered Credit Card of your choice through the bank’s official website. You can also ask for assistance on their toll free number or visit the nearest Standard Chartered Bank branch to apply for a credit card.