RBL Monthly Treats Credit Card Benefits :- With the RBL Bank Monthly Treats Credit Card, the bank targets Millennials and offers rewards as per their needs. The card comes with a monthly membership fee of Rs 50, which can be waived off if you spend Rs 3,000 or more in the previous month.
As a Monthly Treats Credit Cardholder, you can avail Rs. 100 and can redeem these reward points across a number of options of your choice. Additionally, you can earn 10% cashback on grocery, Swiggy, BookMyShow, utility bill payments, etc. depending on your monthly spend.
You can also save on your fuel transactions by getting 1% fuel surcharge waived off at all fuel stations across the country. Read below to know in detail about this credit card.
What is RBL Monthly Treats Credit Card
RBL Monthly Treats Credit Card RBL is a MasterCard credit card from Bank of India, this card is the most exclusive credit card offered by RBL. With this card, you can earn bigger and bigger cash-backs and rewards from all your transactions. One unique feature of this card is that there is no annual fee on this card, instead, it charges a small monthly fee which will be included in your monthly credit card statement.
The card has wonderful benefits – attractive cashback on everyday essentials, reward points on every transaction, fuel surcharge waiver, etc. This card is operated by MasterCard. Now let us talk in detail about the benefits of RBL Monthly Treats Credit Card.
Benefits of RBL Monthly Treats Credit Card
The Monthly Transaction Credit Card by RBL Bank is perfectly tailored for customers who want to avail benefits on all categories. This RBL Bank Credit Card comes with various offers and discounts on monthly basis. From cashback to BookMyShow to Swiggy, Monthly Treats offers credit cards and more!
Key Points of RBL Bank Monthly Treats Credit Card
- 10% cashback offered every month on BookMyShow, grocery spend, Swiggy and bill payments.
- 2X instant reward points on online purchases.
- Spend Rs 3,000 per month and get Rs 50 off on monthly spend.
- 1 Reward Point is awarded for every Rs 100 spent on offline purchases (except fuel).
- Fuel surcharge of up to Rs 100 per month.
RBL Bank Monthly Treats Credit Card Features
- Get 10% cashback every month on Groceries, BMS, Swiggy & Bill Payments
- Spend minimum Rs.3000 and get monthly discount of Rs.50.
- Spend minimum Rs 2000 and get 10% cashback on BookMyShow, Swiggy and Utility bill payments through RBL MyCard App
- Get 1% rebate up to Rs 100 surcharge on fuel spend from minimum Rs 500 to maximum Rs 4000
- No hidden fees or processing charges required
- Get repayment options ranging from 3 months to 12 months
- Get a lower interest rate
- Get the option of Instant EMI on your Credit Card
- Get EMI on call option
- Keep your credit card safe from any kind of fraudulent activity with a card protection plan
- Get Instant Loan on Your Credit Card
Benefits of the RBL Monthly Treats Credit Card
Earn Big Cash-Back Every Month:
This RBL Monthly Treat Credit Card offers huge monthly cash-back, you can get up to 10% off on spends at BookMyShow, Swiggy and grocery.
Monthly Benefits:
- On spending Rs 3,000 in a month, you will get Rs 50 cashback.
- Besides, 10% cashback will also be given on all grocery expenses. With this, the maximum cashback will be Rs 100.
- 10% cashback will be given on your purchases from BookMyShow and Swiggy on total spending of Rs 5,000 per month. Bill payment transactions via RBL MyCard app will also be included in this offer. The maximum cashback received in a month will be Rs 100.
Benefits of Reward Points:
For every Rs 100 spent on offline spends, you will get 1 reward point. Reward points will not be given on purchases made on fuel.
For every Rs 100 spent, you’ll earn 2 reward points.
Fuel Benefits:
- With a credit card, your fuel surcharge will be waived for every transaction.
- It will be available on minimum transactions of Rs 500 and maximum Rs 4,000.
- The maximum rebate given in a month will be Rs 100.
Expense-Based Rebates:
Monthly membership fees are Rs 50, which is waived off if you spend Rs 3,000 or more in the previous month.
Lifetime Free Add-on Card for Your Loved Ones:
You can share the awesome features of your RBL Monthly Treat Card with your dear ones. Simply add your loved ones (minimum age – 18+) to your card and they can enjoy credit card facilities too.
EMI Payment Option:
With this RBL credit card, you can convert your payments (above Rs 3000) into EMIs. This feature is very useful for recurring buyers. You can apply for a new EMI using the RBL MyCard app and check the status of your active EMI.
You can also calculate the applicable RBL Credit Card EMI interest rate and monthly installment amount by using the RBL Credit Card EMI calculator.
Advanced EMV Chip Security:
This RBL Monthly Treat credit card comes with a built-in EMV chip. It adds greater security and convenience to your transactions. But, despite security systems, fraudulent transactions can still occur.
And if you notice something suspicious in your RBL Monthly Treat Credit Card account, you should immediately report it by calling the RBL customer service number. You can also temporarily block your card using RBL MyCard App.
Flexible RBL Credit Card Bill Payment Options:
RBL Bank provides some very convenient bill payment options. You can pay your credit card bill through your RBL Bank Card Online Banking account or using any credit card payment app. But if you do not have access to the above mentioned RBL credit card payment options, then you can pay your credit card bill through NEFT, check or from your nearest ATM.
Use your cards anywhere in the world:
This RBL Credit Card is accepted globally, you can use this card at any outlet or e-commerce site where Mastercard credit cards are accepted.
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