Hello friends, welcome to our new post in which today is going to tell you about the IDFC FIRST Wealth credit card given by IDFC Bank. Today we will tell you about IDFC First Wealth Credit Card. In this credit card, you do not get any joining fee and you also get interest rates ranging from 0.75% to 3.5%, in this the lowest forex market fee is charged to you is 1.5%.
You get complimentary international and domestic lounge access in IDFC Bank Credit Card. You also get an insurance cover of one crore rupees here and can also send you 2 free movie tickets every month. If you want information about IDFC FIRST Wealth Credit Card, keep reading the article.
Let us get information about what rewards and benefits you can get in IDFC FIRST Wealth Credit Card.
IDFC FIRST Wealth Credit Card Rewards & Benefits
- As a welcome benefit, you will be given gift vouchers worth ₹ 500 which you can spend on premium brands and you will get 5% cashback on your first Yamai transaction which you will have to do within 90 days.
- You can get an offer of ₹500 on movie tickets if you book the ticket through Paytm mobile app and you also get 20% discount at over 1500 restaurants.
- You will get three reward points if you spend Rs 200 offline and 6 reward points if you spend it online. And if you spend more than ₹30000 then you will get 10 report points on every ₹100 spent.
- One report point costs Rs 0.25.
- You will get 4 free visit lounge access at both domestic and international airports.
- You will also get Accidental Airtel Insurance which will be worth Rs 1 crore and you can get ₹ 1000000 as accidental coverage and if your credit card goes missing then you will get a cover of ₹ 50000.
So friends, this was some of the rewards and benefits of IDFC FIRST Wealth Credit Card. Now let us talk about some fees and charges that you will see in IDFC FIRST Wealth Credit Card.
IDFC FIRST Wealth Credit Card Charges & Fees
- Joining fee is not charged here and you are also not charged renewal fee, that is, this car is absolutely lifetime free.
- Even if you want to redeem rewards, you won’t notice any fees.
- You will be charged a charge of 1.5% as foreign currency route up.
- You will be charged a monthly interest rate of 0.75% to 3.5%, depending on your credit history.
- If you withdraw cash then you will be charged transaction limit of ₹ 250.
- You don’t see any add on card fees.
IDFC FIRST Wealth Credit Card Eligible Criteria
- First of all, the one who wants to apply for this credit card must be 21 years of age.
- The applicant should either be self-employed or a salaried person with good monthly income.
- Anyone who wants to apply must have a good credit history and no payment defaults. And he should also have a good credit score.
How to apply for IDFC First Wealth Credit Card?
- You can apply for this Credit Card by going to their official website IDFC BANK.
- All you have to do is find this credit card there, then select it and proceed further towards the application.
- You will need a proof of identity and address proof and also if you work for a salary then you will need your salary slip and if you are self-employed, in such a situation you will have to show the audit of ITR.
- After this, if you are considered eligible for IDFC FIRST Wealth Credit Card then this credit card will be delivered to your given address.
IDFC FIRST Wealth Credit Card Customer Care
1860 500 1111 You can get more information related to IDFC FIRST Wealth Credit Card by calling this number.
Conclusion
Friends, this is a credit card offering lifetime free membership and competitive interest rate, in which you get to see very little foreign currency mark up. And if you are looking for a premium Credit Card then this Credit Card will be good for you.
What is your opinion about this credit card? Do tell us in the comment below and if you have used it then tell below what advantages and disadvantages you have seen. For now, see you in the upcoming posts. Till then you can see more articles related to credit cards given in our website.