ICICI Bank Sapphiro Credit Card is the second most premium credit card offered by ICICI Bank. As we told that this is a premium credit card, here you also get to see a very high annual fee which is approximately Rs 6500. And in return, you can avail a wide variety of offers and different features. This credit card comes in three varieties.
This credit card is not a good choice for people who travel but for those who want to save as much as possible, this credit card comes with a lot of benefits.
The welcome benefits that you get in ICICI Bank Sapphiro Credit Card are much more than the joining fee. In today’s post we will give you all the information about ICICI Bank Sapphiro Credit Card, so keep reading the post till the end.
ICICI Bank Sapphiro Credit Card Rewards & Benefits
- Here you get shopping gift vouchers and travel vouchers as welcome benefits which can be worth up to Rs 9000 and if you use the MasterCard variant of ICICI Bank Sapphiro Credit Card, you can also get Rs 750 extra cashback. This is if you spend ₹ 20000 in the first 60 days.
- Here you can get a waiver of up to ₹500 on movie tickets.
- In ICICI Bank Sapphiro Credit Card, you get 4 reward points on every spend of ₹ 100 if you use it internationally and if you do not use it in India, you are given 2 reward points.
- The value of one reward point here is Rs 0.25.
- Here you get complementary domestic and international airport lounge access. You also receive complimentary spa sessions.
- Here you can get a cover of up to Rs 3 crore in the form of air accident insurance and if your credit card goes missing then in such a situation you can get a cover of up to Rs 50,000.
ICICI Bank Sapphiro Credit Card Fees and Charges
- The joining fee of ICICI Bank Sapphiro Credit Card is ₹6500.
- The renewal fee for ICICI Bank Sapphiro Credit Card is ₹3500.
- Your renewal fee can be waived off if you spend Rs 600000 in 1 year.
- The Rewards Redemption Fee for ICICI Bank Sapphiro Credit Card is ₹99.
- As for foreign currency market, you get to see 3.50%.
- If you are charged monthly interest rate of 3.4% then it becomes 40.8% per annum.
- Fuel surcharge waiver of 1% is given to you in ICICI Bank Sapphiro Credit Card.
- In ICICI Bank Sapphiro Credit Card, you are charged cash advance charge of 2.5%.
- In ICICI Bank Sapphiro Credit Card, you do not get any add on card.
ICICI Bank Sapphiro Credit Card Milestone Benefit
You also get to see many such benefits in ICICI Bank Sapphiro Credit Card, which you can get if you complete the milestone of ICICI Bank Sapphiro Credit Card, such as if you spend ₹ 4,00,000 in 1 year.
If you have then you are given 4,000 reward points through ICICI Bank Sapphiro Credit Card. Whereas if you spend ₹ 100000 then you also get 2000 board fights and similarly you can get the opportunity to earn maximum 20000 reward points annually here.
ICICI Bank Sapphiro Credit Card Insurance Benefits
- You can get different types of insurance benefits in ICICI Bank Saphiro Credit Card.
- In the form of personal accident, you can get a cover of up to Rs 3 crore. If your baggage goes missing then in such a situation you can get cover up to Rs 25000.
- If your package goes missing after being checked, you can get up to 1200 US dollars.
- If you miss your flight, you may be charged $300 USD.
- If any document goes missing while you are travelling, you can get a cover of USD 500.
- If your flight is delayed and takes more than 12 hours, you will be able to get a refund of up to USD 250.
- If you are unfortunate enough to be caught in a plane hijacking incident, you can get the hours for $250 USD.
ICICI Bank Sapphiro Credit Card Eligibility Criteria
- Your age should be between 21 to 65 years.
- There should be a table of your monthly income.
- You should have a good credit score which is above 750.
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How to get ICICI Bank Sapphiro Credit Card?
- You can apply for ICICI Bank Sapphiro Credit Card both online and offline. To apply offline, you will have to go to your nearest ICICI Bank branch and apply for ICICI Bank Sapphiro Credit Card there.
- To apply online, first you have to visit the official website of ICICI Bank.
- After that you have to go under the credit card section and select ICICI Bank Sapphiro Credit Card and fill the application form given in front of you.
- You will fill the use application form carefully and after reviewing it once, you will submit the application. After this, you will be asked to upload your documents. You have to upload your documents and the process of getting this credit card will be started.
ICICI Bank Saphiro Credit Card is a very premium credit card offered by ICICI Bank. In ICICI Bank Sapphiro Credit Card, you get to see many different types of benefits on domestic and international spending. You can avail various types of discount offers in more than 2500 restaurants across India through ICICI Bank Sapphiro Credit Card.
ICICI Bank Sapphiro Credit Card FAQs
What is the validity of reward points given on this credit card?
3 year
Can annual fees be waived off in ICICI Bank Sapphiro Credit Card?
Your renewal fees can be waived off if you spend Rs 600,000 annually.
Do you get accidental insurance in ICICI Bank Sapphiro Credit Card?
In ICICI Bank Sapphiro Credit Card, you get air accident insurance which comes with a cover of up to Rs. 3 crores.
Is ICICI Bank Saphiro Credit Card free?
No, this credit card is not free, this credit card comes with a joining fee of ₹6500 and the annual fee of ICICI Bank Sapphiro Credit Card is ₹3500 which can be waived off with the amount you spend.
Can cash be withdrawn with Safari Credit Card of ICICI Bank?
You can withdraw cash with ICICI Bank Saphiro Credit Card. Will you withdraw? A minimum of ₹ 500 and a fee of 2.5% will be charged on this.
So friends, I hope you have liked our post as we have given you a lot of information related to ICICI Bank Sapphiro Credit Card. We have tried to provide you with minute to minute information along with which we have also answered some of the questions regarding your ICICI Bank Sapphiro Credit Card which are often asked by people.
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