Friends, Hello all of you, today we will talk about ICICI Bank Platinum Chip Credit Card (How to Apply ICICI Bank Platinum Chip Credit Card). We are going to tell you how you can apply for this card and what are the benefits of this ICICI Bank Platinum Chip Credit Card along with what things you should keep in mind while getting this card.
How much limit do you have to keep and how much limit can you get on ICICI Bank Platinum Chip Credit Card? Through today’s blog, we will tell you all the complete information. For this, read this post till the end.
ICICI Bank Platinum Chip Credit Card Benefits & Features
No joining fees & no annual fees
Apply Online Life Time Free Credit Card ICICI Bank Platinum Chip Credit Card is
This credit card also has the facility of security of chip and pin card.
You will get rewards point on every transaction in this card.
You can make movie ticket purchases and online purchases on recharge bills using your Reward Points.
On spending on fuel, you will get 2 points in a month for every Rs 100 spent.
1 point will be given on insurance and other expenses.
And after using this card, you can redeem the reward points you will get by calling customer service.
ICICI Bank Platinum Chip Credit Card-Fees and Charges
Joining and Annual Fees
Joining Fee- NIL
Annual Fee )(Second year onwards – NIL
Supplementary Card Fee-NIL
If you do not return the amount for your credit card on time, then your overdue charges and if you withdraw money from ATM, then this percentage is also charged from you – 3.40% per month (40.80% annualized )
If your age is above 23 years then you can apply for ICICI Bank Platinum Chip Credit Card.
How to apply ICICI bank platinum chip credit card?
Friends, now we are going to tell you below how to apply for ICICI Bank Platinum Chip Credit Card and what are the eligibility criteria to get it, so friends, let us tell you below.
First of all, to apply for Icici bank platinum chip credit card, you will have to visit ICICI Bank’s official site online at icicibank.com.
After that you will have to click to take ICICI Bank Platinum Chip Credit Card.
You should be above 23 years of age and have a good income to get an ICICI Bank credit card.
You can apply this card in both online and offline mode. Offline you have to go to ICICI Bank branch and apply and online you will apply online only to get such ICICI Bank Platinum Chip Credit Card.
Eligibility Criteria of ICICI Bank Platinum Chip Credit Card?
What are the eligibility criteria for availing ICICI Bank Platinum Gym Credit Card? So friends, whatever your eligibility criteria are, they are being told below in this post.
To avail this card from ICICI Bank, you need to be above 23 years of age.
You should also have good monthly income.
If you are already a customer of ICICI Bank then you will soon become eligible to get this card.
ICICI Bank Platinum Chip Credit Card :- ICICI Bank Platinum Chip Credit Card is one of the best credit cards of ICICI Bank and it is a very valuable credit card offered by ICICI Bank. This credit card gives information about the various schemes and offers available to its cardholders.
It is even easier to use this credit card. You can fulfill all your needs by using this credit card without any hassle and get a lot of cashback and many reward points. It stands out compared to other credit cards in the accessories segment and is quite a profitable credit card.
In this credit card, you are given a separate facility named In-built which protects your money and information completely. Generally, you will not see any scope of fraud in this credit card. Today let us get information about ICICI Bank Platinum Chip Credit Card in this article.
What is ICICI Bank Platinum Chip Credit Card ?
ICICI Bank Platinum Credit Card is an inbuilt credit card made by ICICI Bank which gives you a lot of different benefits and cashback, along with this you get to keep your money and all your personal information completely in this credit card. It is kept well protected so that fraud can never happen to you.
One of the most attractive features of this credit card is Payback Point, you can easily use it for gifts or vouchers in which you can also earn as per your expenditure. The biggest benefit you will get in ICICI Platinum Credit Card is that you can use this credit card for free for lifetime, there should not be any joining fees and annual fees from you.
ICICI Bank Platinum Chip Credit Card is going to be a great option for those who do a lot of online shopping or for those who are new to the field of credit and want to build their credit score. There may be an opportunity. The card offers various benefits such as Rewards Points, Dining Discounts, Fuel Benefits and many more.
ICICI Bank Platinum Chip Credit Card Benefits
ICICI Bank Platinum Chip Credit Card is such a card in which you can start your credit card and you will get many benefits in its credit card, along with this, how you use the credit card and how to save money, all these. You will also be able to understand about it in a very good manner.
Although all the credit cards of all the banks present in the market provide you many benefits, but all those credit cards are very expensive and are for those people who have used credit cards from many banks before but those who are If you are going to use a credit card for the first time, then ICICI Bank Platinum Chip Credit Card can be the best option.
ICICI Bank platinum chip credit card reward points
The biggest and first benefit that you can get from this credit card is reward points. In this you will win 2 reward points every time. This means that if you do online and offline shopping with the help of your credit card or do any retail shopping, then you will be given 2 reward points on every shopping which you can use in future. You can use it for your other expenses.
You will get 1 reward point for every ₹100 spent and this expenditure can be related to insurance and utility. If you spend on any other government transaction then you will be given 1 reward point for every ₹100 spent. ?
You get 2 remote points on every expenditure of ₹ 100 and this expenditure can be on retail shopping but the thing you need to note is that you will not be given any reward points on fuel expenditure.
Best option to redeem rewards
In this credit card, you are given different options to redeem your rewards like you can get movies tickets and travels vouchers, you can get it for your lifestyle product and you can also get different merchandise. Through your reward points and can also utilize it.
Fuel Surcharge Benefit
You will get up to 1% fuel discount on every transaction of ₹4000 at Hindustan Petroleum Fuel petrol pumps.
You can redeem 2000 Payback Points from Hindustan Petrol Pump, which is worth approximately ₹ 500.
ICICI Bank platinum chip credit card lounge access
As I have already told you, this credit card is the best credit card of ICICI Bank, but the purpose behind making this credit card is only that those people who have not used the credit card till now, they can do so. You can start with the first credit card, ICICI Bank Platinum Chip Credit Card, it is generally made for beginners.
So, currently you will not be given the facility of Lounge Access in this credit card, but in the future, there can be many changes in this credit card, so who knows, you may start getting the facility of Lounge Access in this credit card.
ICICI Bank Platinum Chip Credit Card Eligibility
To buy ICICI Bank Platinum Jeep Credit Card, some eligibility criteria have been kept by the bank, it is very important for you to know about it because this is the same eligibility criteria after which the credit card will be given to you only after being approved.
Eligibility is maintained in all the credit cards that are given to you to use so that no one can use the credit card and only those who are eligible to use the credit card can get it.
First of all, anyone who wants to buy a credit card must be a resident of India. If you are an Indian resident then you will get the credit card without any hassle.
To buy a credit card, you must have a job or else you must have a business of your own.
The minimum age for purchasing a credit card is 23 years. If your age is below this then you will not be able to purchase a credit card.
And the maximum age is kept at 60 years.
ICICI Bank Platinum Chip Credit Card Documents
To buy ICICI Bank Platinum Chip Credit Card, you should already have some necessary documents because only with the use of all these documents you will be able to apply for the credit card. I will tell you further about how to apply online. First of all, let us know what are the important tasks which will be used at the time of buying a credit card.
First of all, for identity certificate, you can use Aadhar Card, Voter ID Card, PAN Card, Driving License, any one of these without any problem.
For income certificate, you can give your bank statements not older than 3 months or Form 16, IT Returns.
For address proof you can use any one of Passport, Voter ID card, Aadhar card.
Be it ICICI Bank, SBI Bank or any big bank, they never disclose the limit of their credit cards. But there are some methods by which you can know the limit of any credit card very easily. For this, I will tell you some points below with the help of which you will be able to know ICICI Bank Platinum Credit Card Limit.
First of all, if you want to know about the credit card limit of any bank, then you will not be able to directly contact the bank because the bank does not tell you the credit card limit, but what will be the credit card limit depends on the cardholder. ?
Like what is the CIBIL score of the cardholder, what is the card history of the cardholder.
The credit card limit depends on all these things. If you are good at all these things then you will be given a good credit limit and you can also increase it in future.
ICICI Bank Platinum Chip Credit Card Conclusion
So friends, here is today’s article, through this article we got information about what is ICICI Bank Platinum Chip Credit Card and what are its benefits. If you have not used any credit card of any bank before, then according to me, the right time to use a credit card and the right bank’s credit card can be Platinum Chip Credit Card.
To get more information related to credit cards in this manner, you can visit our website. Thank you.
