By HDFC Bank you are given a cashback credit card named HDFC Bank Millennia Credit Card. In this credit card you get Visa payment, it goes on MasterCard variant and you also get the Dinner Club variant. Here you are charged an annual fee of Rs 1000.
Keeping its customers in mind, HDFC Bank offers five percent cashback through this credit card on some very famous websites like Amazon, Book My Show, Flipkart, Myntra, Sony Liv, Swiggy, Zomato and if you spend anywhere else. If you do, you will definitely get a cashback of 1%. In this credit card, you also get welcome benefits and along with it you also get the option to waive the renewal fee if you spend up to a certain amount.
HDFC Millennia Credit Card Rewards & Benefits
- Firstly you will be given 1000 cashpoints here.
- You can also get a discount of 20% at certain restaurants that are partnered with HDFC Bank.
- Here you can get 5 percent cashback on online merchants partnered with HDFC Bank and if you spend any option, you will get 1 percent cashback.
- Talking about the table benefit, here you get a complimentary airport lounge access.
- And you also get domestic lounge access, which you will get 8 views in 1 year.
- Here you will get zero library protection under which if your card goes missing, if you inform the bank then you will not have to pay any kind of loss.
HDFC Bank Millennia Credit Card Fees & Charges
- You get a joining fee of ₹1000.
- You will also get a renewal fee of ₹ 1000 only, which can be waived off if you spend ₹ 100000 from HDFC Millennia Credit Card within 1 year.
- If you want to avail the rewards then you have to pay a redemption fee of ₹99.
- You get to see a foreign currency markup of 3.5%.
- You are charged a 3.6% interest rate.
- Cash advance charges are levied on the loan amount and a minimum fee of Rs 500 is charged to you.
HDFC Millennia Credit Card Eligible Criteria
- Your age must be at least 21 years.
- Your monthly salary should be Rs 35000.
- And if you have a business or are self-employed, then your annual income should be ₹ 600000.
How to apply for HDFC Bank Millennium Credit Card?
- First of all you have to go to the website of HDFC Bank in which you have to go to the page related to Credit Card.
- Then you have to click on the sign up button and sign up for Millennia Credit Card.
- After this you will be redirected to the HDFC Bank Credit Card application page where you will have to fill an application form.
- Then the bank will check your application and see if you are eligible for this card, then the bank will give you the card.
Millennia Credit Card offered by HDFC Bank is a very good credit card for all those people who want to shop online. Here you can get 5 percent cashback on many famous websites of India which include Amazon and Flipkart. Here you get different reward points, which you can redeem and avail a lot of benefits.
So friends, that’s all we have told you about HDFC Millennia Credit Card in our post today. If you liked our information then tell us in the comment below and share this post with your friends.