Hello friends, you can take the Au Bank Altura Plus Credit Card offered by AU Bank as the best credit card offered by this bank. This credit card comes with a joining fee of ₹500 and gift vouchers up to ₹500. You can earn 1.5% cashback with the help of this credit card where you are also given reward points on online shopping.
Apart from these, if you reach the milestone stand of this credit card then you will get bonus reward points.
This credit card not only gives you cashback but also provides its customers with complimentary Railway Lodge access which is available at select railway stations in India. Apart from this, here your joining and annual fees can also be waived off as per your expenses.
To know about AU Bank altara plus credit card, keep reading this post of ours till the end.
AU Bank Altura Plus Credit Card Rewards & Benefits
- Here you get gift vouchers worth ₹ 500 as a welcome gift.
- Here the fee for one report point is ₹ 0.25.
- You get to see the complimentary railway long axis here.
- You get one reward point for every Rs 100 spent here.
AU Bank Altura Plus Credit Card Charges & Fees
- Here you will be charged a joining fee of Rs 499.
- Here you will be charged a renewal fee of Rs 499.
- If you spend ₹ 20,000 on this credit card within the first 90 days, your joining fee will be waived off and if you spend ₹ 80,000 on this credit card in 1 year, then your renewal fee will be waived off.
- You get to see the Foreign Currency Market Charge of 3.49% which will be levied on you when you use this credit card outside the country.
- You are charged the interest rate of 3.49%.
- You will get a fuel surcharge waiver of 1% on transactions of Rs 400 to Rs 5000 when you use Fuel Bharwa Tewar.
- Here you will be charged cash advance charge of 2.5%.
AU Bank Altura Plus Credit Card Eligible Criteria
- To avail this credit card, your age should be between 21 years to 60 years.
- Must be an Indian citizen.
How to apply for AU Bank Altura Plus credit card?
- Firstly you have to go to the official website of AU Bank.
- Then you have to suck AU Bank Altura Plus Credit Card.
- Now you will be given an application form and you have to fill that application form very carefully.
- After this you have to complete all the formalies.
- And if you are eligible for this Credit Card, then you will get this Credit Card.
Altura Plus Credit Card offered by AU Bank can be a very good choice if you are looking for an affordable credit card that comes with different types of benefits. In this credit card you get to see less anniversaries.
With the help of this credit card, you can earn 6000 bonus points every month. These points are equal to Rs 1500 only, in this way you can save your annual fee.