Do you shop at Amazon? If you do, you might have noticed this banner about Amazon Pay ICICI Bank Credit Card that keeps coming up? Or you might have seen that this card always comes in various payment offers on Amazon. Has it ever fascinated you? What is this card about? What are the advantages of Amazon Pay ICICI Credit Card? is it worth applying Let us find out.
Amazon Pay ICICI Credit Card was launched in October 2018 by ICICI Bank in association with Amazon.
It aims to provide convenience to people looking to purchase from Amazon as well as utilize its flagship paid subscription program, Amazon Prime. It’s a lifetime free card, meaning there’s no annual fee on the card, and it’s an easy-to-use basic card for those who want to shop at Amazon.
What is Amazon Pay ICICI Bank Credit Card ?
Enjoy value back on spends done on Amazon Pay.in with Amazon Pay ICICI Bank Credit Card
Amazon Prime customers will get the maximum value back on spends made with the card
Amazon is one of the largest online shopping websites offering a variety of products. People prefer to do online shopping instead of visiting stores or outlets. On the other hand, Amazon also offers various deals on several products but you can get some more discounts through Amazon Pay ICICI Bank Credit Card.
This credit card is issued by ICICI Bank and you can enjoy great discounts and other offers on Amazon. The best thing about this credit card is that it is absolutely free and you do not have to pay any joining or renewal fees. You will also get additional privileges which are available on ICICI Credit Card. Let us move on to the features and benefits of this card.
Amazon Pay ICICI Credit Card Benefits and Features
- Amazon Prime customers will earn 5% back on their spend on Amazon.in.
- Non-Prime customers will get 3% discount on spends done on Amazon.in.
- Get 2% back at over 100 Amazon Pay partner merchants using the card on Amazon Pay.
- Enjoy 1% back on other purchases and earning will be in the form of Amazon Pay balance.
- Enjoy a minimum savings of 15% when dining at more than 2,500 restaurants across India through the Culinary Treats Program.
- Enjoy 1% surcharge waiver on fuel transactions.
- This credit card has an embedded microchip which provides security against any fraud or theft.
Amazon Pay ICICI Bank Credit Card: How Do You Earn Reward Points?
If you’re a Prime member, you get 5% reward points on every purchase you make on Amazon. So, if you make a purchase worth Rs. 2,000 on Amazon, you will get 100 reward points. And we know that 100 Reward Points = Rs.100. Rs 100 will be credited to Amazon Pay balance on the date of next statement.
If you aren’t a Prime member, you get 3% reward points on every purchase.
You get 2% reward points on Amazon for bill payments, travel booking, Kindle, loading Amazon Pay balance, movies etc.
You get 2% reward points on using the card at Amazon Pay partner merchants (you have to pay through Amazon Pay).
For all other payments (except fuel), you get 1% reward points.
No points for purchasing gold or EMI purchases on Amazon. Therefore, if you have purchased an item on Amazon on EMI (No Cost EMI or interest based), you will not get any reward points for that purchase.
No cost EMI offers available all year long
If you qualify for the no cost EMI schemes, Amazon offers no-cost EMI throughout the year for purchases above Rs 3,000 on this card. No cost EMI offers are also available on other credit cards, but not for the entire year.
Eligibility criteria for Amazon Pay ICICI card
This card is offered only to eligible Amazon customers and the bank has certain criteria on the basis of which this card is issued.
Only select customers will be given instructions on how to apply for Amazon Pay ICICI Bank Credit Card. Instructions will be given on their e-mail ID by Amazon and ICICI Bank. The card will be applied against an Amazon account. But there are some other criteria that you must fulfill before applying for this credit card:-
- Minimum age of applicant should be 18 years.
- Maximum age of applicant should be 60 years.
- Individuals should have a CIBIL score of 750 or above to apply for a credit card.
- To get this card you must have a stable income
Amazon Pay ICICI Bank Credit Card Customer Care Number
You can call the 24×7 toll-free customer care number – 1800-102-0123 – to check your credit card application status. The number is not limited to calling only for card status, but you can also know the offers in full, etc.
Amazon Pay ICICI Bank credit card bill payment
There are various ways to make ICICI Credit Card online payment and you are free to choose any of the payment methods. But if you pay ICICI Amazon Pay credit card bill by cash or cheque, then additional charges will be charged. Therefore, you should try to make credit card bill payments online.
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Amazon Pay ICICI Credit Card FAQS
Is Amazon Pay ICICI Credit Card free?
Yes, Amazon Pay ICICI Credit Card is free but it is an invite-only programme. Those customers who have been invited can apply for this credit card.
What is the Amazon Pay ICICI Credit Card interest rate?
The interest rate is 3.40% monthly or 40.8% per annum
What is the Amazon Pay ICICI Credit Card Reward Rate?
Get 5% back on Amazon.in for Amazon Prime customers
Get 3% back for non-Prime customers at Amazon.in
Earn 2% back at 100+ Amazon Pay partner merchants
earn 1% back on all other payments