How to Apply Union Bank Credit Card Online (5 Amazing Benefits)

Union Bank Credit Card : Union Bank of India is one of the oldest and trusted banks of India. Union Bank of India provides Credit Card to its customers with great facilities like shopping, dining, ticket booking, travel, entertainment and many more as per their need.

Can use Credit Card and Union Credit Cards of Union Bank of India are given in many variants like Gold, Classic and Silver because all the customers have different requirements, hence the bank has to consider the demand of all the customers. Credit card has to be launched.

And today many customers of Union Bank are availing the benefits of its Credit Card, so if you are also a customer of Union Bank and want to get a Credit Card, today here we will give you complete information about Union Bank Credit Card, how you can get the Credit Card of Union Bank. Card can be made and what facilities are available in this credit card.

Why Choose Union Bank Of India Credit Card? Union Bank Credit Card Good or Bad

Union Bank Of India Credit Card comes with unmatchable features and privileges and can be used at international merchant outlets and customers also have the option to choose a photo signature Visa card or a non-photo Visa card as per their requirements. And for domestic use, the Photo Signature Visa card is available in three variants, Classic, Gold and Silver.

Union Bank Credit Card Features

Annual Fee:

Customers do not have to pay any annual fee for Union Bank of India’s Credit Card. Only the Signature Credit Card holder has to pay an annual fee of Rs 250, which will be waived off if the expenditure is more than Rs 1 lakh on the Credit Card.

Add-on Card:

Primary cardholders of Union Bank Of India also have the option to avail add-on cards for their family members.

Union Reward:

Union Bank of India offers “Union Rewards” for credit card holders, through which reward points can be earned on PoS transactions and e-commerce outlets and can be redeemed for gift vouchers, merchandise, travel tickets, etc. can,
Union Reward Points can be earned based on the customer’s monthly spend on Union Bank Of India Credit Card. If your monthly spend is Rs. If your monthly spend is between Rs 10,000 to Rs 30,000, you will get 1 Union Point on every Rs 100 spent and 1.5 Union Point on every Rs 100 spent.

Insurance:

Depending on the type of credit card, Union Bank Of India offers personal accidental death insurance and air accident insurance to customers. The insured amount again varies with the type of card chosen.

Fuel surcharge exemption:

If the cardholder has purchased Indra at any petrol pump worth ₹ 400 to ₹ 4000, then its surcharge is waived off.

EMI Schemes:

Customers can easily convert their high-value purchases into monthly installments and get EMIs of 3,6,9,23,24 or 28 months.

24/7 Hotlisting Facility:

For credit cards that are lost or stolen, the card can be blocked by contacting the 24/7 helpline available from Union Bank Of India.

Interest free period:

Union Bank Of India provides interest free loan period of up to 50 days to all credit card holders.

Union Bank Credit Card Eligibility

Individuals who wish to apply for Union Bank of India Credit Card must satisfy the following eligibility criteria.

age criteria

To apply for Union Bank Of India Credit Card, you must fall within the age limit specified by the bank. Applicant’s age should be minimum 21 years and maximum 65 years. Anyone falling under this age limit can apply for a Credit Card with Union Bank of India. Add-on Credit Card holder must be 18 years of age and above.

income standards

To avail Union Bank Of India Credit Card, you must have a regular income. The income criteria vary according to the features and specifications of the card. You can get Union Bank Of India Credit Card against your fixed deposit and minimum income requirement prescribed by the lender.

How to apply for Union Bank of India Credit Card?

You can apply for Union Bank Credit Card via online or offline methods. Nowadays, most customers prefer to pay online as it can be done from the comfort of their homes. The online application process is quite simple. Steps are like this, UBI Credit Card

Step 1: You can go to the ‘Visit Credit Cards’ page of the official website of Union Bank Of India
Step 2: Enter your personal details
Step 3: After verification, a bank representative will contact you and guide you through the process.
Step 4: To get Union Bank Of India Credit Card you will have to provide KYC documents and income proof
Step 5: You can also visit the nearest Union Bank Of India branch to apply for Credit Card.

Union Bank of India Credit Card Payment

Union Bank Credit Card bill payment can be done through different options. The options available to make your credit card bill payment are as follows:

Union Bank Online: Customers can pay monthly credit card bills using the Internet Banking facility of the Union Bank website. Customers have to click on the Union Bank Credit Card bill link and make the payment.
Union Bank Branches: Customers can pay their bills through any Union Bank branch by cash or cheque. Outstation checks are not accepted at any of the branches. Bill payment made at the branch will be credited to the customers credit card account.
Auto-Debit Facilities: The customer can also avail the facility of Auto Debit under which the amount of the Credit Card bill will be debited from the customer’s account before the due date and credited to the Credit Card account.

Union Bank Credit Card Net Banking

Most of the banks have their own internet banking facilities to comfort their customers with their banking requirements. Similarly, Union Bank also provides Internet Banking platform which wants to provide the best facilities to its customers. Some of the main features and benefits of Internet Banking facilities of Union Bank are listed below:

You can check your savings account balance and view your previous transactions. By doing so, you can keep track of your expenses.
Access your e-Statements and keep track of your cash flow in your account.
You can request for check book using your NetBanking account
The status of checks issued can also be tracked.
You can view their Demat account details such as the bank linked to the account, correspondent address, account number etc.
Demat account statement and balance can also be viewed
Billing details of your demat account and previous transactions can be accessed.

Read Also