What is PayZapp Wallet | Benefits | Review | Download [HDFC PayZapp Detail Guide]

PayZapp Wallet: After the introduction of UPI, many Digital Wallets or UPI Wallets will be available in India through which you can transact money, one of them is PayZapp App. If you do not know about the Payzapp app, then in this article we are going to give you complete information about Payzapp.

PayZapp App is a secure wallet controlled by HDFC Bank. Which you can use to conduct small transactions. You get many types of offers by paying through this. Which could prove beneficial for you.

Let us know without any delay, what is HDFC PayZapp App. How to create an account in the PayZapp App? How to Complete KYC in the PayZapp App? And what is its feature?

What is a PayZapp wallet?

PayZapp Wallet | Benefits | Review | Download
PayZapp Wallet | Benefits | Review | Download

PayZapp is a mobile wallet that can be easily used for mobile recharge, fund transfers, daily bill payments, online shopping, ticketing, FASTag recharge, etc. PayApp provides an online virtual card, which we can use to make online payments.

PayApp is a safe and reliable mobile app because this app is controlled by HDFC Bank, which is a reliable and secure bank. So we can say that using the PayZapp App is completely safe and reliable.

If your bank account is in an HDFC bank, you can complete the KYC process in PayZapp sitting at home. Before using any app, one should know its features. Let us know what are the features of PayZapp.

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Payzapp wallet features?

PayZapp Wallet Review and Benifit Full Guide
PayZapp Wallet Review and Benifit Full Guide

The main features of PayZapp are as follows.

  • You can easily recharge your mobile, Fastag, DTH.
  • You can pay your everyday bills.
  • For travel, you can book flights sitting at home.
  • You can do online shopping from e-commerce websites such as Flipkart, Amazon, etc.
  • You can book hotels.
  • Can book a bus ticket.
  • Can book a train ticket.
  • You get a virtual card through which you can make online payments to anyone.
  • You can earn money by joining the Refer & Earn programme.
  • You can transfer money to anyone with the help of BHIM UPI.

HDFC PayZapp App Download (How To Download HDFC PayZapp App)

Follow the following steps to download the PayZapp App.

  • First of all, open the Play Store on your smartphone.
  • After this, type PayZapp in the search field and search.
  • PayApp will appear in front of you.
  • Now install it on your phone by clicking on the install button.
  • After this, the PayZapp App will be downloaded to your phone.
  • In this way, you can easily download the Payzapp app.
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PayZapp Wallet

How to create a PayZapp Account?

After installing the PayZapp App, it is my turn to register in the PayZapp App. To register, follow the following steps.

  • First of all, open the PayZapp App on your phone.
  • Now click on the Register button.
  • Now you have to enter your mobile number and click on Continue.
  • After this, a form will open in front of you in which enter your name, email ID, and date of birth also create your security PIN of 4 to 12 digits and click on Proceed.
  • After this, an OTP will come to your given mobile number, enter it and confirm it.
  • Once confirmed, your Payzapp account will be registered.
  • You can easily create a PayZapp Account by following all the steps given above.
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Documents necessary for PayZapp KYC.

The following documents are required for PayZapp KYC, which is as follows.

  • Aadhaar Card / PAN Card (PAN Card should be linked to Aadhar Card)
  • Mobile Number
  • Email ID

How to KYC in a PayZapp Account?

After creating a PayZapp account, KYC is required to start the transaction process. Only then you can make transactions from a PayZapp account. By following the steps given below, you can easily complete KYC.

  • First of all, log in to your PayZapp account by entering your security pin.
  • After this, click on Three Dots at the top on the left side and click on Settings.
  • Now you have to click on the View/Update KYC option.
  • Now you have to enter your PAN details. Such as name, date of birth, gender and PAN number. Now click on Continue.
  • Once you update the PAN card information, your Basic KYC process will be completed.
  • Now you can use the PayZapp App, but let us tell you that in Basic KYC, you can transact only up to a maximum of Rs 10,000. If you want to do more transactions than this, you will have to complete the full KYC process.
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How to do full KYC in HDFC PayZapp account?

If you want to use Advance Feature in PayZapp then you need to update Full KYC, but for this, you need to be a customer of HDFC Bank, only then you can avail of the benefit of Advance Feature by doing Full KYC. If you are a HDFC Bank customer then you can complete the full KYC process by following the steps given below.

  • First of all, log in to PayZapp by entering your 4 to 12-digit security PIN on your phone.
  • After logging in, you have to enter your mobile number to verify your phone device, after this a message will come on the given mobile number, in which there will be a link, which has to be clicked to verify.
  • After the phone is verified, you will get two options, the first is Skip for Now and the second is Update KYC. You have to click on the update KYC option.
  • After this, you will be asked whether you are an HDFC Bank customer or not. If you are then click on Yes and enter your Net Banking ID and password.
  • The KYC process of your Payzapp account will be completed as soon as you log in with your net banking ID. After this, you can easily use Payzapp.

What is PayZap Virtual Card?

Just as you use a physical debit card, you use Payzapp’s Virtual Card for digital i.e. electronic payments (e-payment).

We cannot touch this card with our hands, but this card is visible in digital form, just like your Debit Card. You can pay anyone online using the number and security code (CVV Code) given on it.

But you cannot withdraw cash through this. You can use this card only for shopping from e-commerce websites like Amazon, Flipkart, Snapdeal etc.

Apply virtual card in PayZapp account?

If you have created your PayApp account, you can easily apply for a Virtual Card. Follow the steps given below to apply for a Virtual Card.

  • First of all, log in to your PayZapp App.
  • After this click on the Menu option.
  • After that, you have to click on PayZapp Card.
  • Now your Virtual Card will be visible in front of you. Which you can use easily for online payment.
  • In PayZapp Virtual Card, you will see the Card Holder Name, CVV, expiration date, and Card Number. Which you can easily use as an online debit card.

How to earn money with HDFC PayZapp?

Just like other UPI apps give you a cashback offer, PayZapp also gives you a cashback offer on making transactions.

If you pay using PayApp, you get a cashback of about 5% and if you recharge, you get a cashback of about 10%.

Apart from this, you also get many types of shopping coupons that can be used during online shopping to get benefits.

Apart from this, you can earn money through the Refer and Earn program of Paytmapp. If you refer this app to your friends, relatives or anyone else and someone joins PayZapp App through your refer link, then you get Rs 25 per referral from PayZapp.

In this way, if you want, you can easily earn a little money using Payzapp. This is not a lot of money but it can help you in your monthly expenses.

What is HDFC PayZapp’s customer care number?

If you have any problem while using PayZapp, you can contact PayZapp Customer Care. Payzapp has provided two types of options to contact, the first is toll toll-free number and the second is an email ID. You can contact us in any way convenient to you.

Payzapp Customer Care No18001029426
PayZapp Customer Care Email IDsupport@payzapp.in

Read Also

PayZapp Wallet FAQS

Who is the owner of PayZapp?

The PayZapp App is regulated by HDFC Bank. Because it is developed by HDFC Bank.

Is the PayZapp App Safe?

Yes, because this App is controlled by HDFC Bank. Which is one of the trusted and safe banks in the country.

How much money can be earned from PayZapp?

Often people have a question how much money can we earn from PayZapp, let us tell you that by recharging through PayZapp you can get a cashback of about Rs 50 and by paying the bill you can get a cashback of about Rs 75. Apart from this, you get shopping cashback coupons on other types of payments. Which may differ. These can be used during shopping.