Get ready to experience the amazing world of cashback and benefits with Swiggy HDFC Bank Credit Card!To cash in on the growing popularity of cashback credit cards, another new cashback credit card has come into the fray.
HDFC Bank has joined hands with Swiggy, one of the most popular food and grocery delivery platforms in the country, to launch a co-branded credit card – Swiggy HDFC Bank Credit Card.
It offers 10 percent cashback on various transactions on the Swiggy app, including food orders and purchases via Swiggy Instamart, Dineout and Swiggy Genie. Therefore, cardholders can avail 10 percent cashback every time they use Dineout to order food, pick up groceries or pay bills at restaurants through the Swiggy app.
Users will also get 5 percent cashback on spending across multiple online platforms like Amazon, Myntra, Nykaa, Ola, Uber, PharmEasy, NetMeds and BookMyShow. Additionally, 1 percent cashback will be available on other miscellaneous online spends.
Swiggy HDFC Bank Credit Card Parameters
| Card Feature | Details |
|---|---|
| Annual Fee | Rs 500 |
| Fee Waiver | On annual expenditure of Rs 2 lakh |
| Welcome Benefit | 3 Months Swiggy One Membership |
| Cashback | – 10% on up to Rs 1,500 per month on Swiggy purchases |
| – 5% on up to Rs 1,500 per month on online spends | |
| – 1% on up to Rs 500 per month | |
| Cashback Redemption Form | Swiggy Money (Can be used for payments) |
Swiggy HDFC Bank Credit Card Card Features
10% Cashback on Swiggy Spend*
- These are in addition to regular offers and discounts! Ordering food, dining out, groceries and more
- Cashback up to Rs 1,500 per month
5% Cashback on Online Spends*
- Across thousands of online platforms and apps.
- This is for all you digital shopping lovers out there!
- Cashback up to Rs 1,500 per month
1% cashback on other expenses*
- Spend offline and on other food, grocery & dining apps
- Cashback up to Rs. 500 per month
Welcome Benefit
- 3 Month Free Membership
- Price: ₹1199
- Complimentary with Swiggy HDFC Bank Credit Card.
- Enjoy free delivery and additional discounts on Food, Instamart, Dineout and more!
- Redeemable on Card Activation
Bonus Benefit
- Enjoy a broad range of MasterCard World benefits with this card
- Premium golf club access around the world: 12 free golf lessons/year in India
- Free stay and meals: One free night and one meal at select MasterCard partners globally
- Agoda discount: up to 12% instant discount on hotels worldwide on agoda
Swiggy HDFC Bank Credit Card Eligibility
For salaried Indian nationals
- Age: Minimum 21 Years and Maximum 60 Years
- Net Monthly Income >₹25,000
For Self-Employed Indian Nationals
- Age : Minimum 21 years and Maximum 65 years
- ITR > Rs 6 lakh per annum
Swiggy HDFC Bank Credit Card Fees and Charges
- Joining Fee/Renewal Membership Fee – ₹500/- + applicable charges
- Spend ₹2,00,000 or more in a year before your credit card renewal date and get your renewal fee waived.
Renewal year fee waiver for spend of Rs 2,00,000 and above as well as other benefits are as follows:
- Cash On Call
- Balance Transfer
- Cash Withdrawal
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Swiggy HDFC Bank Credit Card FAQS
If you already have an HDFC Bank credit card
no need to worry! Rest assured you can proceed with your application for this card.
How and when will I receive cashback?
Cashback is credited to Swiggy Money within 10 days of your monthly statement date and can be accessed via My Accounts on the Swiggy app.
Where can I utilize this cashback?
The cashback can be used to pay for your various food, grocery, dineout and Genie orders on Swiggy. You can check your Swiggy Money balance automatically when you make payment for an order or by visiting the Swiggy Money section on the Swiggy app
Which categories of Swiggy will I get 10% cashback on?
You will get 10% cashback on these Swiggy offers: Food, Instamart, Dineout and Jini. The latest list of categories the card supports cashback will be updated by Swiggy.
On what types of online spends will I get 5% cashback?
You will get 5% cashback on online spend on: (i) Apparel (ii) Electronics (iii) Entertainment (iv) Online Pet Stores (v) Local Cabs (vi) Department Stores (vii) Home Decor (viii) Pharmacy (ix) ) Personal Care (x) Discount Store.